Easy Living Finance Website Terms & Conditions of Use  

Please read the general terms and conditions of use carefully before using the web site www.easylivingfinance.com.au.


By using our Site you consent to being bound by these Terms and Conditions. If you do not agree with any of these Terms and Conditions, please do not use our Site.

  Exclusion of Warranty  

We do not make any express or implied warranties, representations or endorsements whatsoever in relation to our Site and the Content or any information, products or services provided through our Site or through any sites that are linked to our Site by hypertext links (the "Linked Sites").

Our Site and Content, including any material contained on Linked Sites (the "Linked Material"), is provided on an "As-Is, As-Available" basis and we:

(a) do not guarantee that the Content or Linked Material is accurate, definitive, reliable, complete or up-to-date; and

(b) to the extent permitted by law, make no warranty or representation as to the quality, merchantability or fitness for purpose of the Content or Linked Material or any information, products or services provided through our Site or the Linked Sites.

  Copyright and Trade Marks Notice  

We have and hold copyright in all Content contained on our Site and in the selection, arrangement and presentation of this Content (including information in the public domain) and overall design of our Site.

You may reproduce any portion of the Content on our Site subject to the following conditions:

(a) you may down load to a local hard disk or print extracts from our Site for personal, non-commercial use only; and
(b) you may re-copy down loaded extracts to others for their personal, non-commercial use,

PROVIDED that unless for personal or non-commercial use, any reproduction, distribution, re-transmission or modification of the Content, whether in electronic or hard copy form, without our express written consent is prohibited.

  • We do not own copyright in any third party material contained on Linked Sites or in any third party material which appears on our Site with the consent of the copyright owner. We do not:
    warrant or represent that Linked Material does not infringe the intellectual property rights of any third party;
  • authorise the infringement by any person of any intellectual property rights of any third parties contained in Linked Material.

The trade marks, logos and service marks (collectively the "Trade Marks") displayed on our Site to describe companies and their products are the registered and unregistered Trade Marks of Easy Living Finance Pty Ltd and other third parties. Nothing contained on our Site or in these Terms and conditions should be construed as granting, by implication or otherwise, a licence or any right to any party to use the Trade Marks without our written permission or the written permission of the third party that owns the Trade Marks. The use of the Trade Marks displayed on our Site except as provided for in these Terms and Conditions is strictly prohibited.

  Links to Other Web Sites  

Our Site contains links and references to web sites maintained by organisations that may have no commercial or other relationship with us. The Linked Sites and references have been included for interest and convenience purposes only for visitors to our Site and we:
do not sponsor, endorse or approve of the views expressed on the Linked Sites or the products and services available on the Linked Sites;
do not guarantee that the information on the Linked Sites is accurate, reliable, definitive, complete or up-to-date;
make no warranty or representation as to the quality, merchantability or fitness for purposes of any Linked Material.

We reserve the right at our absolute discretion and without notice to remove any links to or frames of our Site from other web sites. For the avoidance of doubt, framing of our Site or any part of our Site is not permitted without express permission.

  Viruses, Errors, Defects, Security and Interruptions  

You acknowledge that access to our Site and Linked Sites is affected by matters beyond our control. We do not guarantee that the files contained in our Site, Linked Sites or the servers on which our Site or Linked Sites are hosted is unaffected by viruses, errors, defects or will be accessible to users on a continuous or uninterrupted basis.

We do not guarantee that any viruses, errors or defects discovered to exist on our Site, Linked Sites or the servers on which they are hosted will be corrected. Users of our Site and Linked Sites do so at their own risk.

Subject to our privacy policy we do not guarantee that personal confidential information provided to our Site is secure. Users of our Site acknowledge that personal or confidential information submitted to our Site is sent at the user's own risk.


Our privacy policy can be views here

  Limitations on Liability  

Subject to any applicable law to the contrary, in relation to use of or reliance on the Site, Linked Sites, the Content or Linked Material, or the inability to use or rely on the Site, Linked Sites, the Content or Linked Material, we:

  • exclude all liability to third parties;
  • will not be liable for any incidental, special or consequential damages, including (but not limited to) damages for loss of business or other profits, business interruption or loss of programs or information, even if we have notice of the possibility of such damage.
    You agree to indemnify us (and our employees, officers, managers, assistants, members and agents) from and against any and all claims and damages of any kind (including legal fees) arising out of or relating to your use of our Site, your breach of any provision of these terms and/or any intentional wrongdoing by you.  
    These Terms and Conditions are subject to any terms and conditions that cannot be excluded by law, including without limitation, those implied by the Trade Practices Act 1974 (Cth). In the event that we are liable for any damages arising out of the use (or inability to use) our Site, liability is limited to the greatest extent permitted by law.  
  Governing Law and Jurisdiction  
    These Terms and Conditions are governed and construed in accordance with the laws of the State of New South Wales and the Commonwealth of Australia. The State or Federal Courts located in New South Wales will have the exclusive jurisdiction to hear and determine any claims or disputes arising out of or relating to these Terms and Conditions.  
  Updating or Modification of Terms and Conditions  
    We may amend, revise or update these Terms and Conditions by posting revised Terms and Conditions on our Site as and when we see fit. Your continued use of our Site constitutes acceptance of these revised Terms and Conditions.  
  Last Update  
    These Terms and conditions were last updated on 16 th June 2005.  
  Contact Information  

If you have any queries, comments, or concerns regarding these Terms and Conditions, you may contact us at PO BOX 742 Crows Nest, NSW 1585

Copyright Easy Living Finance Pty Ltd, all rights reserved

Easy Living Finance is an operating division of Independency Pty Limted (ACL 391823) . Independency is a financial consultancy organisation dedicated to ensuring you fulfil your financial potential and achieve peace of mind about your financial position. We offer business and personal loans, strategies for restructuring your business, financial advice, high yield investments and much more. For the full list of our services, do not hesitate to further browse this website, or contact us!

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